Good Question. The answer depends on your needs. do you need a place to live now? Do you have the opportunity to benefit from being a first-time buyer. If you sell now is you property well maintained to command top dollar, and your next home could be found under value and you could get a better interest rate. net gain. how long will you live in the home? To invest, there are values out there. Are the other options out there a better place to put your money? For Fort Collins, CSU reportedly has plans to increase the # in students by over 5k in the near future. Where will they stay? How about the extra staff and faculty? This is why it is imperative to talk with a professional, and not get your information from a newsreader from across the country. Real Estate is local! Ask for numbers.